Who we are
WBN (Australia) Pty Ltd ("we") operates MyOwnFortune. Contact: support@myownfortune.com.
What we collect
(a) Account data: email and password (password stored hashed). (b) Financial data you enter: assets, accounts, investments, transactions, incomes, expenses, and related figures. (c) Technical data: log/usage data needed to run and secure the service. We do not connect to your bank accounts.
How we use it
To provide the service (store and display your data, run calculations and reports), to secure and improve the app, and to process subscriptions.
Where it is stored & security
Data is stored in a managed Supabase (PostgreSQL) database hosted on Amazon Web Services (AWS) in the Seoul, South Korea region (ap-northeast-2). We use encryption in transit (HTTPS) and at rest, authentication, and row-level security so each user can only access their own data.
Overseas storage. Your personal and financial data is stored overseas (in South Korea), which may be outside the country where you live. If you are in Australia, this is a cross-border disclosure under the Australian Privacy Act (APP 8); if you are in the EU/UK, your data is transferred internationally. We rely on our providers' contractual and technical safeguards to protect your data wherever it is processed.
Third parties
We use: Supabase (database/auth/hosting), Stripe (payments — we never store card details), and market-data/FX providers (for stock prices and exchange rates). These process data only to provide their function.
Website and app analytics
On our public website (myownfortune.com) we use Google Analytics, the Meta Pixel and Microsoft Clarity to understand how visitors use the site and to measure our advertising. Microsoft Clarity records anonymised interactions such as clicks, scrolling and page views so we can improve the site; it does not record what you type into forms. These tools use cookies or similar technologies. They are not used inside the app to read your financial data. You can block them with your browser's privacy settings or an ad blocker.
Inside the app (app.myownfortune.com) we use Google Analytics and the Meta Pixel only to measure how many people sign up, confirm their email, add their first asset and start or complete a subscription, and which app pages are visited. We share only the event name, the page address without any personal identifiers, and, for subscriptions, the plan, billing period, price, currency and a payment reference. We never share your email, name, account ID, or any of your financial data (assets, amounts, balances or currencies). Google's advertising personalisation features are switched off. Visitors in the European Union, the United Kingdom and Switzerland are asked for consent first and can accept or refuse; you can change your choice at any time with "Cookie settings" at the bottom of the app.
We also offer a public demo of the app (app.myownfortune.com/demo) filled with fictional sample data. When someone opens the demo we record a single anonymous "demo started" event, following the same cookie choice as above. No personal data is collected in the demo.
Your rights
You can access, correct, export or delete your data, and delete your account. Contact support@myownfortune.com. Depending on your country you may have rights under the Australian Privacy Act, the EU GDPR, or other laws.
Data retention
We keep your data while your account is active; on deletion we remove it within a reasonable period, subject to legal obligations.
International users
MyOwnFortune serves users in multiple countries; your data may be processed in the region where our infrastructure is hosted.
Changes
We may update this policy; we will post the new version with an updated date.