Your whole financial life, in one place.

Track everything you own, manage your spending, set goals and plan your retirement — all in one place, in any currency.

No bank connection · Encrypted · 30 days free · Cancel anytime

Or try the free “When Can I Retire?” calculator →

For anyone who wants the full picture of their money — and a real plan for the future. If your life spans currencies or countries, we handle that effortlessly too.

Your money is scattered across accounts, apps and spreadsheets.

No single place shows what you own, what you owe, what you spend and where you're heading. MyOwnFortune brings it all together.

Features

Everything you need to see and control your money

See your full net worth

All your accounts, property, shares, pensions, vehicles and debts in one dashboard — always up to date, with live prices.

Bills, expenses & cash flow

Track your monthly spending and bills, see what's due, and know how many months of runway you have.

Goals you'll actually reach

Set a target — a house deposit, an emergency fund, paying off a loan, a net-worth milestone — and watch your progress, with what you need to save each month.

When Can I Retire?

An honest, year-by-year projection of how your money grows and how long it lasts. Not a fixed date — your real plan.

Try the free calculator →

Reports & Financial Passport

Clear reports on your wealth, income and passive income. Export a professional snapshot for your bank, broker or accountant.

Multi-currency, made easy

Assets and debts in any currency, converted to yours with live exchange rates.

Pension rules by country

Retirement rules for Australia, Italy, the UK, the USA, Thailand and Hong Kong, with links to official calculators.

Stock / ETF search

Look up any stock or ETF: live price and key company info, right inside the app.

How it works

Up and running in three steps

1

Add your money

Your accounts, assets, debts, bills and expenses — manually or by importing your existing spreadsheet.

2

See where you stand

Your real net worth, spending and cash flow, always up to date.

3

Plan your future

Set goals and find out exactly when you can retire.

Why MyOwnFortune

One app for your whole financial life

✓

Everyday and long-term, together

Most apps do budgeting or net worth or retirement. We do all three, in one place.

✓

International when you need it

Multiple currencies and countries handled effortlessly — a real edge if your money crosses borders, invisible if it doesn't.

✓

Not an advisor. Not a bank.

No product pitches, no ads, no 1% fees. Just your clear picture.

✓

Replace your spreadsheets

One place for everything you own, owe, spend and plan.

Pricing
Try everything free for 30 days — full Premium access, no card needed. Then choose Standard or Premium.

Standard

AU$6/month
or AU$66/year — pay for a year, get a month free

One portfolio up to US$500,000. Core features: multi-currency, live prices, assets, income & expenses, dashboard, and the "When Can I Retire?" planner.

Start free trial

Built for privacy and security

Your data is encrypted and private — only you can see it. We don't sell data, we don't run ads, and we never connect to your bank. You add your data yourself, so it stays yours. We sell software; the only person we work for is you.

FAQ

Questions, answered

Is my data safe?

Yes — encrypted and private to your account. We never connect to your bank and we don't sell data.

Do I need to connect my bank?

No — you add data manually or by import. It's private and it's not an accounting app.

Which currencies and countries?

All currencies; pension rules for 6 countries and growing.

Can I use it just for budgeting and goals?

Yes — track bills, spending and goals day to day, and grow into the planning tools when you're ready.

Can I try it?

Yes — you get 30 days free with full access to every feature, including Premium. No card needed to start. When the 30 days end, you choose Standard or Premium to keep going. Cancel anytime.

Is this only for expats?

No — it's for anyone who wants the full picture of their money and a plan for the future. Multiple currencies and countries are simply handled well if you need them.

Install

Use it like an app on your phone or computer — no app store needed

iPhone / iPad

Open app.myownfortune.com in Safari, tap the Share button (square with an arrow), then "Add to Home Screen" → "Add".

Android

Open app.myownfortune.com in Chrome and tap "Install app" (or ⋮ menu → "Add to Home screen").

Mac

In Chrome or Edge, click the install icon at the right end of the address bar. In Safari: File menu → "Add to Dock".

Windows

In Chrome or Edge, click the install icon at the right end of the address bar (or ⋮ menu → "Install MyOwnFortune").

Take control of your money

Today and for the future.

Get started free